--- title: Improvements to Predicting Social Security Paychecks description: We expanded our Paycheck Prediction Model to detect and predict the next Social Security paycheck with 89.23% accuracy. Why it matters Cash advance, BNPL, and credit/charge card providers are increasingly looking at additional income sources, including Social Security, to qualify users for an advance, loan, or credit line. Our Social Security income prediction allows you […] --- [Skip to content](https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model#main-content) Pave Financial, Inc. Open main navigation Close main navigation - [Contact us](https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model#contact) [Contact us](https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model#contact) Mar 4, 2024 8:44:37 AM # Improvements to Predicting Social Security Paychecks [Amelia Chikota](https://hs.pavefi.com/pave-blog/author/amelia-chikota) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model) [Twitter icon](https://twitter.com/intent/tweet?url=https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model) [envelope icon](mailto:?body=https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model) We expanded our [Paycheck Prediction Model](https://docs.pave.dev/insights/recurring_income) to detect and predict the next Social Security paycheck with 89.23% accuracy. ## Why it matters Cash advance, BNPL, and credit/charge card providers are increasingly looking at additional income sources, including Social Security, to qualify users for an advance, loan, or credit line. Our Social Security income prediction allows you to supercharge underwriting decisions and increase successful collections by accurately determining when a user will receive their next Social Security paycheck.  Learn more about [how we predict income](https://pave.dev/blog/announcing-the-payroll-prediction-model-dashboard/). ![](https://hs.pavefi.com/hs-fs/hubfs/Imported_Blog_Media/socialsecurity_income-1.png?width=512&height=467&name=socialsecurity_income-1.png) ## Use Cases - **Underwriting**: Increase approvals by identifying qualified users with Social Security income - **Collections**: Reduce NSFs and defaults by aligning collection attempts with Social Security payments ## Here are some FAQs to get you started! **How do I know which users have Social Security income and what the next\_date prediction is?** Social Security income streams are surfaced in our [Recurring Income endpoint](https://docs.pave.dev/insights/recurring_income) with tags = “Social Security”. The prediction for when a user will next receive Social Security is in the “next\_date” field, with all future predictions in the “next\_dates” field. See the above image for an example. **How are you predicting the next income date for Social Security?** We leverage a user’s past income history to pinpoint the exact day a user will receive their Social Security paycheck, allowing you to collect immediately after. **Why is this difficult?** - Early deposit features make it difficult to determine when a user will receive Social Security income - Social security earners receive checks on different days of the month depending on their birthday - Different types of Social Security benefits are disbursed on different days of the month **How are you measuring accuracy?** We measure accuracy by checking if a user received an incoming transaction >=$150 on the day that we predicted. **How can I see the accuracy of the Social Security next\_date prediction on my own data?** We’ll shortly release a dashboard on [manage.pave](https://manage.pave.dev/dashboards/summary) that will display the accuracy of the Social Security prediction on your own database. [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [equitable finance](https://hs.pavefi.com/pave-blog/tag/equitable-finance), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights) ## Related posts [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights) ## [Announcing the Payroll Prediction Model](https://hs.pavefi.com/pave-blog/blog/announcing-the-payroll-prediction-model) [Alain Shema](https://hs.pavefi.com/pave-blog/author/alain-shema) Dec 20, 2022 1:44:22 AM We’ve released our Payroll Prediction Model! Our model detects a user’s payroll transactions,... [Read more](https://hs.pavefi.com/pave-blog/blog/announcing-the-payroll-prediction-model) [![](https://hs.pavefi.com/hs-fs/hubfs/Imported_Blog_Media/Scoring-Dark-3.png?height=200&name=Scoring-Dark-3.png)](https://hs.pavefi.com/pave-blog/blog/announcing-the-payroll-prediction-model-dashboard) [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [equitable finance](https://hs.pavefi.com/pave-blog/tag/equitable-finance), [fintech](https://hs.pavefi.com/pave-blog/tag/fintech), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights) ## [Announcing the Payroll Prediction Model Dashboard](https://hs.pavefi.com/pave-blog/blog/announcing-the-payroll-prediction-model-dashboard) [Amelia Chikota](https://hs.pavefi.com/pave-blog/author/amelia-chikota) Nov 6, 2023 8:00:24 AM We’re excited to announce the launch of our new Payroll Prediction Model dashboard! This dashboard... [Read more](https://hs.pavefi.com/pave-blog/blog/announcing-the-payroll-prediction-model-dashboard) [bill tracking](https://hs.pavefi.com/pave-blog/tag/bill-tracking), [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights) ## [Prevent Overdrafts with the Deposit Amount Required Endpoint](https://hs.pavefi.com/pave-blog/blog/prevent-overdrafts-with-the-deposit-amount-required-endpoint) [Alain Shema](https://hs.pavefi.com/pave-blog/author/alain-shema) Dec 21, 2022 4:02:24 AM We’re excited to announce the release of our Deposit Amount Required endpoint! This release follows... [Read more](https://hs.pavefi.com/pave-blog/blog/prevent-overdrafts-with-the-deposit-amount-required-endpoint) facebook-f icon linkedin-in icon Twitter icon instagram icon - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 --- # Pave Financial, Inc. 123 Main Street, City, State 11111 Copyright © 2026, Pave Financial, Inc ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amelia Chikota", "url" : "https://hs.pavefi.com/pave-blog/author/amelia-chikota" }, "dateModified" : "2024-10-17T21:31:18.546Z", "datePublished" : "2024-03-04T16:44:37.000Z", "headline" : "Improvements to Predicting Social Security Paychecks", "mainEntityOfPage" : { "@id" : "https://hs.pavefi.com/pave-blog/blog/improvements-to-our-paycheck-prediction-model", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://hs.pavefi.com/hubfs/PaveLogo-t.png" }, "name" : "Pave Financial, Inc" } } ```