--- title: Announcing the Underwriting and Collections APIs description: We’ve released new API endpoints for ingesting Underwriting & Collections data. About The new Underwriting and Collections APIs allow you to upload underwriting events and collections events in real-time. Every time a user applies for your product (e.g. a cash advance) and is underwritten, the details of the underwriting decision can be sent to Pave […] --- [Skip to content](https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis#main-content) Pave Financial, Inc. Open main navigation Close main navigation - [Contact us](https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis#contact) [Contact us](https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis#contact) Apr 19, 2024 3:39:14 AM # Announcing the Underwriting and Collections APIs [Amelia Chikota](https://hs.pavefi.com/pave-blog/author/amelia-chikota) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis) [Twitter icon](https://twitter.com/intent/tweet?url=https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis) [envelope icon](mailto:?body=https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis) We’ve released new API endpoints for ingesting Underwriting & Collections data. ## About The new Underwriting and Collections APIs allow you to upload underwriting events and collections events in real-time. Every time a user applies for your product (e.g. a cash advance) and is underwritten, the details of the underwriting decision can be sent to Pave using the Underwriting API. Once the product has been issued to approved users, the details of collection attempts and their outcomes can be sent to Pave using the Collections API. ## Use Cases Improve the performance of our scores (e.g. Cash Advance Score, Small Dollar Loan Score, Personal Loan Score). ## Here are some FAQs to get you started! **How would I use these APIs?** - A user applies for your product - Upload transactions and balances from the data aggregator to Pave - An underwriting decision is made and the amount due and due date are set - Use the Underwriting API to send the underwriting decision details to Pave - Issue the product (e.g. cash advance) - Attempt a collection on the set due date - Use the Collections API to send the collection attempt details to Pave **Where can I find the required data needed for the API?** You can find the details in our API docs. Underwriting API: [https://docs.pave.dev/custom\_upload/underwriting](https://docs.pave.dev/custom_upload/underwriting) Collections API: [https://docs.pave.dev/custom\_upload/collections](https://docs.pave.dev/custom_upload/collections) [API](https://hs.pavefi.com/pave-blog/tag/api), [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [collections](https://hs.pavefi.com/pave-blog/tag/collections) ## Related posts [![](https://hs.pavefi.com/hs-fs/hubfs/Imported_Blog_Media/Group-798-Oct-17-2024-09-26-02-4219-PM.png?height=200&name=Group-798-Oct-17-2024-09-26-02-4219-PM.png)](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-effectiv-partner-to-enhance-risk-decisioning-with-real-time-cashflow-analytics) [Partnerships](https://hs.pavefi.com/pave-blog/tag/partnerships), [fintech](https://hs.pavefi.com/pave-blog/tag/fintech), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights), [Announcements](https://hs.pavefi.com/pave-blog/tag/announcements) ## [Pave.dev and Effectiv Partner to Enhance Risk Decisioning with Real-Time Cashflow Analytics](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-effectiv-partner-to-enhance-risk-decisioning-with-real-time-cashflow-analytics) [Amelia Chikota](https://hs.pavefi.com/pave-blog/author/amelia-chikota) Jul 8, 2024 12:06:49 AM We’re thrilled to announce our partnership with Effectiv, a leading credit and fraud decisioning... [Read more](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-effectiv-partner-to-enhance-risk-decisioning-with-real-time-cashflow-analytics) [![](https://hs.pavefi.com/hs-fs/hubfs/Imported_Blog_Media/blog-hero.jpg?height=200&name=blog-hero.jpg)](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-taktile-partner-to-automate-smb-credit-underwriting) [Partnerships](https://hs.pavefi.com/pave-blog/tag/partnerships), [equitable finance](https://hs.pavefi.com/pave-blog/tag/equitable-finance), [fintech](https://hs.pavefi.com/pave-blog/tag/fintech), [cashflow insights](https://hs.pavefi.com/pave-blog/tag/cashflow-insights), [Announcements](https://hs.pavefi.com/pave-blog/tag/announcements) ## [Pave.dev and Taktile Partner to Automate SMB Credit Underwriting](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-taktile-partner-to-automate-smb-credit-underwriting) [Amelia Chikota](https://hs.pavefi.com/pave-blog/author/amelia-chikota) Aug 1, 2024 12:50:00 AM We’re thrilled to announce our partnership with Taktile, a next-generation decision platform with... [Read more](https://hs.pavefi.com/pave-blog/blog/pave-dev-and-taktile-partner-to-automate-smb-credit-underwriting) [bill tracking](https://hs.pavefi.com/pave-blog/tag/bill-tracking), [Product Features](https://hs.pavefi.com/pave-blog/tag/product-features), [fintech](https://hs.pavefi.com/pave-blog/tag/fintech) ## [Detect Rent Payments with the Rent Endpoint](https://hs.pavefi.com/pave-blog/blog/detect-rent-payments-with-the-rent-endpoint) [Julia Puzzo](https://hs.pavefi.com/pave-blog/author/julia-puzzo) Apr 19, 2023 9:20:43 AM We’re excited to announce the release of our Rent endpoint! This release follows a growing interest... [Read more](https://hs.pavefi.com/pave-blog/blog/detect-rent-payments-with-the-rent-endpoint) facebook-f icon linkedin-in icon Twitter icon instagram icon - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 --- # Pave Financial, Inc. 123 Main Street, City, State 11111 Copyright © 2026, Pave Financial, Inc ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amelia Chikota", "url" : "https://hs.pavefi.com/pave-blog/author/amelia-chikota" }, "dateModified" : "2024-10-17T21:31:14.463Z", "datePublished" : "2024-04-19T10:39:14.000Z", "headline" : "Announcing the Underwriting and Collections APIs", "mainEntityOfPage" : { "@id" : "https://hs.pavefi.com/pave-blog/blog/announcing-the-underwriting-and-collections-apis", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://hs.pavefi.com/hubfs/PaveLogo-t.png" }, "name" : "Pave Financial, Inc" } } ```